Federal employees have valuable benefits, but those benefits may not cover every financial risk you and your family face. FedAdvantage offers supplemental insurance programs designed to fill gaps in your federal benefits and provide added financial protection when the unexpected happens.

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This booklet provides an overview of available Disability, Accident, Critical Illness, and Medical Gap insurance programs. These plans can help protect your income, reduce the impact of unexpected medical expenses, and provide additional financial support during an accident, illness, or disability. Review the programs inside to learn how each works and determine which coverage options may be right for you and your family.