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Get the Financial Protection You Need with Short-Term Disability Insurance

Your Shield for

Life's Sudden Twists

Short-Term Disability Insurance

At FedAdvantage, we understand the importance of safeguarding your financial stability, especially during unforeseen circumstances. That's why we offer comprehensive short-term disability insurance tailored to meet the unique needs of federal employees like you.

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What is Short-Term Disability Insurance?

Short-term disability insurance provides financial protection when you're unable to work due to a covered illness, injury, or pregnancy-related condition. It offers a crucial safety net by replacing a portion of your income during your recovery period, typically ranging from a few weeks to several months.

How Does Short-Term Disability Insurance Differ From Long-Term Disability Insurance?

Table comparing benefits of of short term and long term disability with differences in coverage details.

Short-term disability insurance is designed to provide temporary income replacement for short-term disabilities, while

long-term disability insurance offers coverage for more prolonged disabilities that may last for years.

Woman's legs walking in the street.

Sarah, a federal employee...

trips on an uneven sidewalk. The fall happened so fast that she had no time to brace herself and landed directly on her right arm. She went to the doctor and learned she had broken her arm. 

Woman sitting on a bed with a broken arm.

As a result...

she finds herself unable to work for 90 days as she concentrates on her recovery.

A woman and a child are seated together on a comfortable couch, sharing a moment of warmth and connection.

During this time...

Sarah's short term disability insurance kicks in, providing her with a portion of her salary to help cover her living expenses until she  is able to return to work. 

How much money would you get?

Our Short Term Disability Benefits Calculator will help illustrate how much money you could receive if you became disabled. Insert your annual salary and select a length of disability to see how much benefit you would get for that time frame. 

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