Explore Our Financial Library for Federal Employees

If you're a federal employee, the 2025 federal pay raise (1.7% basic + 0.3% locality) may feel like a welcome boost to your paycheck, but...

Under federal regulations, specific family members are eligible for Federal Employees Health Benefits (FEHB) Program coverage. The...

The Thrift Savings Plan (TSP) is a powerful tool for federal employees and uniformed service members looking to build long-term financial...

When it comes to liability insurance, it’s important to recognize the difference between coverage that protects businesses  and coverage...

Getting ready for retirement might feel overwhelming, but we've simplified it into easy-to-follow steps.  Save as much as you can into...

Health insurance plays a crucial role in a family’s financial stability. Without it, a single accident could lead to financial disaster....

Key Financial Factors to Consider  when Federal Employees select the ideal retirement date. Retirement planning is a critical phase in a...

Hospital stays affect not only your physical health but also your finances. The average cost for a three-day hospital stay is...

In today's unpredictable world, it's crucial to protect our health and well-being with appropriate insurance coverage. When it comes to...

1. Assess Your Insurance Needs   Thoroughly evaluate your current and future insurance needs. An Insurance Agent can provide valuable...

A  Accident Insurance: Type of insurance coverage that provides a cash benefit to individuals in an accident.    Accidental Death...

Federal employees have access to disability retirement benefits through the Federal Employees Retirement System (FERS), but this coverage...

In a world where our furry companions are more than just pets – they're family – the question of pet insurance's worthiness becomes...

Many people often mix up Long-Term Disability Insurance (LTD) and Long-Term Care Insurance (LTC), possibly because they're both activated...

Federal Liability Insurance  is a crucial safeguard for those serving in federal positions. Navigating the professional landscape as a...

Before discussing Supplemental Disability Insurance, I think it is best to first define in general terms what supplemental insurance is....

Life insurance is commonly perceived as a means to secure the financial future of you and your family. However, it's also a versatile...

In today's uncertain world, safeguarding our health and well-being through insurance coverage is essential. Focusing on safeguarding our...

In today's uncertain world, safeguarding our health and well-being through insurance coverage is paramount. When it comes to protecting...

People ordinarily buy property and casualty insurance to protect their possessions (houses, cars, and furniture) and life insurance to...

You know the importance of having health care coverage and a 401(k), but are you taking advantage of all the benefits offers? Voluntary...

What is the Federal Thrift Savings Plan (TSP)? The Federal Thrift Savings Plan (TSP) is a tax-deferred retirement savings and investment...

Approximately 69 million people today receive some form of Social Security benefits, including retirement, disability, survivor, and...

In 2020, 31% of U.S. workers with employer-sponsored health insurance had a high-deductible health plan (HDHP), up from 24% in 2015....

Life insurance has long been recognized as a useful way to provide for your heirs and loved ones when you die. Naming your policy's...

What is Long-Term Care? Long-term Care refers to the ongoing services and support needed by people who have chronic health conditions or...

If you're a decade or so away from retirement, you've probably spent at least some time thinking about this major life change. How will...