top of page

Explore Our Financial Library for Federal Employees


What Benefits Are Available to Federal Employee's Families?
Under federal regulations, specific family members are eligible for Federal Employees Health Benefits (FEHB) Program coverage. The...


Tips for Making the Most out of Thrift Savings Plan (TSP) Benefits
The Thrift Savings Plan (TSP) is a powerful tool for federal employees and uniformed service members looking to build long-term financial...


Understanding the Differences Between General Liability Insurance and Professional Liability Insurance
When it comes to liability insurance, it’s important to recognize the difference between coverage that protects businesses  and coverage...


Retirement Planning Checklist
Getting ready for retirement might feel overwhelming, but we've simplified it into easy-to-follow steps. Save as much as you can into...


How to Choose the Right Health Insurance Plan
Health insurance plays a crucial role in a family’s financial stability. Without it, a single accident could lead to financial disaster....


The Optimal Retirement Date for Federal Employees Before 2030
Key Financial Factors to Consider when Federal Employees select the ideal retirement date. Retirement planning is a critical phase in a...


Understanding Hospital Indemnity Insurance
Hospital stays affect not only your physical health but also your finances. The average cost for a three-day hospital stay is...

Understanding the Key Differences Between Accident Insurance vs Accidental Death Insurance
In today's unpredictable world, it's crucial to protect our health and well-being with appropriate insurance coverage. When it comes to...


7 Things You Should Know Before Purchasing Life Insurance
1. Assess Your Insurance Needs  Thoroughly evaluate your current and future insurance needs. An Insurance Agent can provide valuable...


Insurance Glossary for Federal Employees
AÂ Accident Insurance: Type of insurance coverage that provides a cash benefit to individuals in an accident. Â Â Accidental Death...


How Disability Insurance Works for Federal Employees
Federal employees have access to disability retirement benefits through the Federal Employees Retirement System (FERS), but this coverage...


Is Pet Insurance Worth It?
In a world where our furry companions are more than just pets – they're family – the question of pet insurance's worthiness becomes...


Understanding the Differences Between Long-Term Disability and Long-Term Care Insurance
Many people often mix up Long-Term Disability Insurance (LTD) and Long-Term Care Insurance (LTC), possibly because they're both activated...


Federal Liability Insurance: A Vital Protection for Federal Employees
Federal Liability Insurance  is a crucial safeguard for those serving in federal positions. Navigating the professional landscape as a...


How Does Supplemental Disability Insurance Work?
Before discussing Supplemental Disability Insurance, I think it is best to first define in general terms what supplemental insurance is....


Life Insurance as an Investment: What You Need to Know
Life insurance is commonly perceived as a means to secure the financial future of you and your family. However, it's also a versatile...


Understanding the Differences Between Short-Term and Long-Term Disability Insurance
In today's uncertain world, safeguarding our health and well-being through insurance coverage is essential. Focusing on safeguarding our...


Accident Insurance vs Health Insurance: Understanding the Key Differences and Value
In today's uncertain world, safeguarding our health and well-being through insurance coverage is paramount. When it comes to protecting...

Is Disability Income Insurance Right for You?
People ordinarily buy property and casualty insurance to protect their possessions (houses, cars, and furniture) and life insurance to...

Understanding Voluntary Benefits: What You Need to Know
You know the importance of having health care coverage and a 401(k), but are you taking advantage of all the benefits offers? Voluntary...

The Federal Thrift Savings Plan: A Retirement Resource for Federal Employees
What is the Federal Thrift Savings Plan (TSP)? The Federal Thrift Savings Plan (TSP) is a tax-deferred retirement savings and investment...

Understanding Social Security: Key Benefits and Eligibility
Approximately 69 million people today receive some form of Social Security benefits, including retirement, disability, survivor, and...


Should You Choose a High-Deductible Health Plan?
In 2020, 31% of U.S. workers with employer-sponsored health insurance had a high-deductible health plan (HDHP), up from 24% in 2015....


Life Insurance Beneficiary Mistakes to Avoid
Life insurance has long been recognized as a useful way to provide for your heirs and loved ones when you die. Naming your policy's...

Top Five Questions to Ask About Long-Term Care
What is Long-Term Care? Long-term Care refers to the ongoing services and support needed by people who have chronic health conditions or...

Planning Your Retirement: 10 Key Considerations for the Next 10 Years
If you're a decade or so away from retirement, you've probably spent at least some time thinking about this major life change. How will...
bottom of page