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Long-Term Disability Insurance for Federal Employees 

Securing Your Future, One Day at a Time

Long Term Disability Insurance 

At FedAdvantage, we understand that your ability to work and earn a living is one of your most valuable assets. That's why we offer Long-Term Disability Insurance – a crucial safeguard designed to protect you and your family's financial future in the event of a serious illness or injury that prevents you from working for an extended period. Long-term disability insurance is more than a policy; it's a promise to support you during life's unforeseen challenges.

How It Differs From Other Types of Disability Insurance.

While short-term disability insurance covers a brief period, long-term disability insurance is designed for more extended periods. It can provide benefits for several years up to age 60. This makes LTD insurance an essential part of long-term financial planning, offering peace of mind that you and your family will be protected financially if you're unable to work for a long duration.

How Does Long-Term Disability Insurance Differ From Short-Term Disability Insurance?

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Long-term disability insurance offers coverage for prolonged disabilities that may last for years, while short-term disability insurance is designed to provide temporary income replacement for short-term disabilities. 

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