Dan De La Torre
Accident Insurance vs Health Insurance: Understanding the Key Differences and Value
In today's uncertain world, safeguarding our health and well-being through insurance coverage is paramount. When it comes to protecting...
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Dan De La Torre
- May 10
- 4 min
Do You Need Disability Income Insurance?
People ordinarily buy property and casualty insurance to protect their possessions (houses, cars, and furniture) and life insurance to...
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Dan De La Torre
- May 10
- 2 min
Understanding Voluntary Benefits
You know the importance of having health care coverage and a 401(k), but are you taking advantage of all the benefits offers? Voluntary...
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Dan De La Torre
- May 10
- 12 min
The Federal Thrift Savings Plan
What is the Federal Thrift Savings Plan (TSP)? The Federal Thrift Savings Plan (TSP) is a tax-deferred retirement savings and investment...
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Dan De La Torre
- May 10
- 5 min
Understanding Social Security
Approximately 69 million people today receive some form of Social Security benefits, including retirement, disability, survivor, and...
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Dan De La Torre
- May 10
- 3 min
Is a High-Deductible Health Plan Right for You?
In 2020, 31% of U.S. workers with employer-sponsored health insurance had a high-deductible health plan (HDHP), up from 24% in 2015....
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Dan De La Torre
- May 10
- 3 min
Life Insurance Beneficiary Mistakes to Avoid
Life insurance has long been recognized as a useful way to provide for your heirs and loved ones when you die. Naming your policy's...
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Dan De La Torre
- May 10
- 4 min
Five Questions about Long-Term Care
What is Long-Term Care? Long-term Care refers to the ongoing services and support needed by people who have chronic health conditions or...
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Dan De La Torre
- May 10
- 6 min
10 Years and Counting: Points to Consider as You Approach Retirement
f you're a decade or so away from retirement, you've probably spent at least some time thinking about this major life change. How will...
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