Professional Liability Insurance for Federal Employees (FEDS Protection)
Insurance that Protects Professionals
The thought of disciplinary action against me never crossed my mind. I had always been very confident in my professional skills and was quite sure my agency would defend me...I quickly learned differently.
- Rick Hafenfeld, US Forest Service
Liability Insurance
Sometimes, bad things happen to good federal employees. Are you emotionally, financially, and legally prepared to defend yourself if you are the subject of an adverse administrative action, disciplinary proceeding, or civil lawsuit? Even if the allegation is baseless, the ordeal can be truly frightening, and defending yourself can quickly drain your bank account and take a personal toll on you and your family.
FEDS Protection can alleviate your worries by providing you with insurance consulting and legal services and indemnity protection to defend against allegations arising from your federal position.
All employees are eligible for FEDS Protection, but your policy must be effective prior to an incident resulting in an allegation, claim or suit for coverage to apply.
FEDS Protection is Affordable
$290 Annual Premium
$1,000,000 Policy
$390 Annual Premium
$2,000,000 Policy
$490 Annual Premium
$3,000,000 Policy
If you are a manager, supervisor, or law enforcement officer eligible for up to 50% agency reimbursement Payroll deduction is available to all federal employees, regardless of reimbursement eligibility.*
The 50% Agency Reimbursement Mandate Under Public Law 106-58, federal agencies are required to reimburse "qualified employees", including law enforcement officers (LEOs), managers, and supervisors, for up to 50% of the cost (not to exceed $150) of their Professional Liability Insurance. This makes your career protection an affordable, subsidized benefit.
Why Choose FEDS Protection?
FEDS Protection is the premier professional liability insurance (PLI) provider for the federal community, endorsed by the leading federal associations including FLEOA, SEA, PMA, and FAAMA. Unlike generic homeowner policies, FEDS is designed by federal employment law experts to address the unique "scope of employment" risks of federal service. With defense led by Shaw Bransford & Roth P.C., the firm that literally wrote the book on federal personnel law, you are protected by the nation’s top legal team.
Comprehensive Defense for Your Federal Career
The legal landscape for federal employees is different from the private sector. Your FEDS Protection policy provides specialized defense in three critical areas:
Administrative & Disciplinary Defense ($200,000)
This covers legal representation for OIG, OSC, OPR, and EEO investigations, as well as agency disciplinary actions. If you are called for an "Investigative Interview," FEDS ensures you have an expert attorney by your side from the first day.
Personal Capacity Civil Defense ($1M, $2M, or $3M)
While the Westfall Act covers many civil risks, you can still be sued personally in a "Bivens Action" for alleged Constitutional violations. FEDS provides a private attorney to defend your interests if the DOJ denies representation or has a conflict of interest.
Criminal Defense ($100,000)
Legal representation for criminal investigations or proceedings arising from acts, errors, or omissions committed within the course and scope of your federal employment.
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