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This plan was designed to protect federal employees for the short term needs they face. This new ShortTerm Disability plan is ideal for:
  • As a transitional plan for those employees who are close to retirement and are looking to adjust their coverage to meet their needs.
  • Employees looking for a low-cost solution to maternity leave.
  • Employees interested in replacing a portion of their income until government benefits kick in.
Learn more


When it comes to health insurance no plan covers 100% of everything - deductibles, co-insurance, and copays can add up quickly. Regardless of which health plan you are enrolled in, FedAdvantage's Benefits to Complement Medical Insurance offers you an affordable way to cover those out-of-pocket costs required by your health plan. Our suite of benefits to choose from are: Accident, Critical Illness, and Medical Gap-Inpatient/Outpatient Insurance plans.
Welcome to FedAdvantage
FedAdvantage is pleased to introduce The Standard Insurance Company (The Standard) as our new disability partner. The Standard is the leader in providing disability insurance to public employer groups. Rated with an A+ by A.M. Best, The Standard has insured more than 7 million people while providing professional expertise and high-touch customer service to Public groups. Click here to learn more about the disability insurance coverage with The Standard.

We are also excited to introduce The Hartford as our new partner in providing Accident and Critical Illness coverage. The Hartford is one of the leading providers of Accident and Critical Illness; insuring members for over 50 years. The Accident and Critical Illness plans are now accepting enrollments for an effective date after January 1, 2018. To learn more about the new plan offerings, select Accident or Critical Illness.

Finally, check out the new Inpatient and Outpatient Combination Medical Indemnity coverage. This plan gives you the out-of-pocket reimbursement coverage for medical deductibles and coinsurance whether services are inpatient or outpatient. Click here to learn more.

Since 1992, we have worked in the federal community providing education and insurance programs for federal employees. Our passion and commitment to what we do makes FedAdvantage a leader in working with federal employees. Our creative approach is really what sets us apart from the rest, whether it’s our personalized financial and retirement seminars or our custom designed group supplemental disability program, we consistently demonstrate that we work for you.

We are registered and active in the U.S. Federal Government’s System for Award Management (SAM).
NAICS Code: 524210, 524298, and 541612
PSC Code: G009, G008, G007, and G006
DUNS Number: 079905950   CAGE Code: 7EZB9
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FedAdvantage Of Interest

The Common Causes of a Disability

The most common cause of a prolonged disability is NOT an injury or work or a freak accident. In fact less than 5% of disabling accidents and illnesses are work related. The other 95% are not, meaning Workers Compensation doesn’t cover them. According to CDA’s 2013 Long-Term Disability Claims Review, the following were the leading cause of new disability claims in 2012: Read more