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You pay 100% of the premiums for your FEGLI Option B coverage. Unlike your Basic Life coverage which offers a level premium for all employees; Option B charges based on your age and the premiums increase every 5 years. Since Option B provides the most life insurance coverage under FEGLI it's the most expensive.

FEGLI charges the same rates regardless of whether or not you smoke, your overall health or if you are a male or female. If you don’t smoke and are reasonably healthy or if you are a female you may be overpaying for your Option B coverage.

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Liability Insurance

FedAdvantage is pleased to offer Professional Liability Insurance (PLI) program through FEDS Protection.  

FEDS Professional Liability Insurance provides you with legal representation and indemnity protection for acts, errors & omissions arising out of the performance of your federal job duties.

FEDS $1,000,000 policy is available for $290 annually – with payroll deduction available. 

Agencies will reimburse up to half the cost of this insurance for managers, supervisors, law enforcement officers and other eligible employees, for a net premium of only $145 per year.  for federal employees. 

Call 866.955.FEDS or visit the FEDS Protection website to enroll. Enrollment takes just 5 minutes.