Educational Financial Videos for Federal Employees

Here are 4 Critical Decisions Every Federal Employees Must Make Before Retirement For over 30 years Jim has been working with Federal Employees helping them plan for retirement and during this time he has noticed 4 decisions that will have a major effect on your retirement. You deserve to have the retirement you want! Visit us at FedAdvantage.com to learn information on exclusive benefits and services only available to actively working federal employees! 00:00 Intro 00:25 1. Timing 00:58 2. When to Elect Social Security 01:19 3. TSP Withdrawal Strategy 01:56 4. Long-Term Care Costs 02:32 Conclusion

Here are 5 Economic Terms You Should Know, and how it can affect your financial plan! Please Like and Subscribe for more content! The state of the economy isn’t just a buzz word – it’s a measurement. Regardless if the economy is growing, shrinking, or unchanged, it will affect the stock market. Here are 5 key terms to help understand how the economy can impact your investment or retirement portfolio. 1. Bull Market – A Bull Market is when prices are rising or expected to rise. Bull Markets are encouraging for investors as most positions increase in value, however it is important to be aware you may be paying near peak price. 2. Bear Market – A Bear Market is when prices are continuing to decrease, indicating that investors are losing confidence. Investors tend to focus on selling, ignoring any good news and pushing prices lower. However, if you have a long term investment plan you may be able to find investments with high upside potential 3. Market Bubble- A market bubble is when investments are overvalued and purchased for more than they are actually worth. The bubble will burst when people realize the cost is too high and prices drastically drop. This is disastrous to those who bought at the highest price and was still holding the investment when prices crash. 4. Inflation- Inflation is the increase in prices and decrease in purchasing power of money. The Federal Reserve targets an inflation rate of 2% to maintain a healthy economy. If inflation gets too high people can’t afford to purchase as much as before. As companies lose sales their value drops, eventually leading to a drop in investment values. Inflation is measured by GDP or Gross Domestic Product, which measures the economy as a whole. 5. Interest Rates- Stock Prices and Interest Rates have an inverse relationship. When Interest rates increase stock prices tend to decrease, and when Interest rates fall stock prices tend to rise. Interest rates are set by the Federal Reserve and can be used to help control inflation. In theory by raising interest rates it costs more to borrow money. If less people are borrowing money then less people are spending money. If less people are spending money demand drops. As demand drops the price drops with it. Hopefully by better understanding these terms you can feel confident in the plan you have created. If you found this video useful please like and subscribe!

The main out of pocket expenses associated with health insurance are: Deductibles, Copay, and Co-insurance. What are they? Let's find out :)

Learn about Health Insurance Definitions. HMO vs PPO. What is the difference between a Health Maintenance Organization and a Preferred Provider Organization? This short video will explain the difference between them to help you make an educated decision on the best type of health insurance for you,

When you're diagnosed with a life changing Illness, FedAdvantage steps in to help so you can focus on recovery. Critical Illness insurance covers conditions that aren't covered by your medical plan. Conditions like Heart Attack, Cancer, Multiple Sclerosis, Stroke, Parkinson's Disease, Coronary Heart Disease, and more. Upon diagnosis of a covered condition cash benefits are paid to you to help with medical bills, continuing care, or everyday expenses. For more information please visit: www.FedAdvantage.com

This video explains the types of life insurance that are available. The details and advantages of all types of life insurance are explained, in addition to being compared to each other.

The Federal Employees Health Benefits (FEHB) Program is one of the most significant benefits available to Federal employees. As the nation’s largest employer-sponsored health plan, FEHB covers more than 8 million federal employees, retirees and their families. FEHB This means that FEHB has a plan for everyone, BUT not every FEHB is for everyone. Here are 5 steps that you can follow to help compare FEHB health insurance plans to figure out which plan is best for you. Visit us at: www.FedAdvantage.com For questions email us at: Info@FedAdvantage.com

One of the largest expenses you may face in retirement is the rising cost of health care. This webinar can help you estimate how much you might need for health-related costs and how to develop a plan to help pay for them. During this webinar, we will review five factors that can affect overall health-care costs, how much you might need, the primary resources available (including Medicare), and steps you can take to help manage your out-of-pocket costs. How Health Can Affect Your Wealth in Retirement Presented by FedAdvantage. visit us at: www.FedAdvantage.com email us at: Info@FedAdvantage.com