Financial Library

Do You Need Disability Income Insurance?

People  buy property and casualty insurance to protect their possessions and life insurance to provide income for their survivors. Many people don't think about protecting their income with disability  insurance, but how well could you live if you weren't able to work?

Understanding Voluntary Benefits

You know the importance of having health care coverage and retirement, but are you taking advantage of all the benefits offers? Voluntary benefits are additional benefit options offered through the company.

The Federal Thrift      Savings Plan 

The Federal Thrift Savings Plan (TSP) is a tax-deferred retirement savings and investment plan set up to help federal employees and military personnel save for retirement.

Understanding Social Security

The Social Security system is based on a simple premise: Throughout your career, you pay a portion of your earnings into a trust fund by paying Social Security or self-employment taxes. Your employer, if any, contributes an equal amount.

Is a High Deductible Health Plan Right for You? 

In 2020, 31% of U.S. workers with employer-sponsored health insurance had a high-deductible health plan (HDHP), up from 24% in 2015.* These plans are also available outside the workplace through private insurers and the Health Insurance Marketplace.

Life Insurance Beneficiary Mistakes to Avoid

Naming your policy's beneficiaries should be a relatively simple task. However, there are several situations that can easily lead to unintended and adverse consequences you may want to avoid.

Five Questions about Long-Term Care

Long-term care insurance: what is it, why its important, how its paid for, and how to know if you should buy it.

10 Years and Counting: Points to Consider as You Approach Retirement

If you're a decade or so away from retirement, you've probably spent at least some time thinking about this major life change. How will you manage the transition?