Almost two-thirds of wage earners believe they have a 2% or less chance of being disabled for 3 months or more during their working career, but the actual odds for a worker entering the workforce today are about 25%.
As a federal employee, you have access to several benefit programs through your employer. Yet with all these programs you may be paying more for your benefits than you realize. If you think about it, over your working career, you will spend tens of thousands of dollars contributing towards your benefits. We called this the federal benefits cost share.
In addition to having to pay a large portion of your premiums, the benefits you receive do not cover everything. Like with most employer sponsored benefit programs, these benefits provide a base level of coverage, and with each you have gaps in your benefits.
FedAdvantage strives to inform and educate you on your benefit offerings and to offer real solutions to problems you and your family face. By offering alternative and supplemental insurance products, we can provide you better alternatives designed to fill gaps in your benefits and save you money.
Income Protection Insurance
Benefits to Complement Medical Insurance
Professional Liability Insurance