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You pay 100% of the premiums for your FEGLI Option B coverage. Unlike your Basic Life coverage which offers a level premium for all employees; Option B charges based on your age and the premiums increase every 5 years. Since Option B provides the most life insurance coverage under FEGLI it's the most expensive.

FEGLI charges the same rates regardless of whether or not you smoke, your overall health or if you are a male or female. If you don’t smoke and are reasonably healthy or if you are a female you may be overpaying for your Option B coverage.

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Contact Us For HR Managers

FedAdvantage works with HR Managers to offer your employees programs intended to educate on your employer sponsored benefits as well as financial & retirement related matters; and to offer comprehensive insurance programs designed to “fill the gaps” in your benefits. Our commitment is to provide the highest quality of products and services available and to work tirelessly to support your employees who put their trust in us. Let us become your partner in providing your employees the answers you are not allowed to give and help make your life easier.

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