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You pay 100% of the premiums for your FEGLI Option B coverage. Unlike your Basic Life coverage which offers a level premium for all employees; Option B charges based on your age and the premiums increase every 5 years. Since Option B provides the most life insurance coverage under FEGLI it's the most expensive.

FEGLI charges the same rates regardless of whether or not you smoke, your overall health or if you are a male or female. If you don’t smoke and are reasonably healthy or if you are a female you may be overpaying for your Option B coverage.

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General *
Q: Do you provide educational seminars?
We offer a comprehensive series of educational seminars that cover the gamut of both federal benefits as well as...
Q: Who Needs Insurance?
People need insurance for a variety of reasons...
Q: Are you a member of the Better Business Bureau?
Yes, we want the people who put their trust in us to know we take our business seriously and want to make sure our clients are treated fairly, professionally and with respect. ...
Q: Share of Costs for Benefits?
What is my share of costs for federal benefits?...
Q: How do we compare?
Competition creates better products and we believe that compared to our competition we offer the best disability insurance product for federal employees....
Q: Who are your partners?
As part of our commitment to you, FedAdvantage has partnered with some of the highest rated and most recognized insurance carriers and wholesalers in the world. ...
Disability Insurance *
Accident Insurance *
Critical Illness Insurance *
Medical Gap – Inpatient/Outpatient *
Claim Forms *

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