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Each year, Americans make 40.2 million injury-related visits to the emergency room. And many of those result from the 200,000 playground injuries that occur on average. 

“FastStats: Emergency Department Visits.” CDC.gov. CDC, April 2015. Web.

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General *
Disability Insurance *
Accident Insurance *
Critical Illness Insurance *
Medical Gap – Inpatient/Outpatient *
Who is eligible to enroll?

When does the coverage become effective?

When I retire, can I keep it?

How does it work?

Will it work with all health options?

Why do I need Supplemental Inpatient Medical Expense Insurance?

Can I still contribute to my Flexible Spending Account?

How do I enroll?

Do I have to take a physical?

What are the exclusions and limitations?

When can I cancel the plan?

What gaps does it fill?

What are some basic plan benefits of the inpatient medical expense insurance program?

Do you have any examples of how the inpatient medical expense insurance benefits might apply?

How do I pay for the plan?

Will my premiums increase with age after my initial enrollment?

How do I submit a claim?

Claim Forms *

* click to expand list