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Regardless of your age when you retire, the retiree life benefits under FEGLI don’t start until you reach age 65. Retiree life options under FEGLI allow for employees to gradually reduce their insurance while discontinuing their premiums. If you retire from federal service prior to age 65, you will continue to pay your FEGLI premiums at the same rates as an active employee.
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What gaps in my benefits do your programs fill?

Your employer offers two types of protection; leave and disability retirement. What’s wrong with your leave and disability retirement? Primarily you’re exposed in three ways:

1.      Your Paid Leave isn’t enough.

2.      You’ll have to live on a reduced fixed pension.

3.      Your employer doesn’t offer any assistance in helping you get back to work.

As a result, these gaps in your coverage can leave you exposed financially. FedAdvantage fills this gap by providing a comprehensive disability insurance program that can protect your income.