Q: Why do I need Supplemental Inpatient Medical Expense Insurance?
This program can substantially reduce your inpatient out-of-pocket costs and the financial burden these medical expenses can create. It may even help you reduce the overall cost of maintaining quality health insurance by allowing you to combine a health insurance policy with a higher deductible and co-insurance requirement with the Inpatient Medical Expense Insurance plan.
•Covers inpatient benefits.
•Covers both in-network and out-of-network care.
•Payments can be paid to either you or your medical providers, if assigned.
•It’s affordable with premiums paid through salary allotment.
•Guarantee issue – No medical evidence required.
•No pre-existing conditions.