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Almost two-thirds of wage earners believe they have a 2% or less chance of being disabled for 3 months or more during their working career, but the actual odds for a worker entering the workforce today are about 25%.

 

Social Security Admin, Fact Sheet 2/7/2013
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Q: Will it work with all health options?

Yes, regardless of the health plan you choose for you and your family, our inpatient medical expense insurance program will help reduce inpatient out-of-pocket expenses.