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Each year, Americans make 40.2 million injury-related visits to the emergency room. And many of those result from the 200,000 playground injuries that occur on average. 

“FastStats: Emergency Department Visits.” CDC.gov. CDC, April 2015. Web.

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Q: When does the coverage become effective?

You become eligible for benefits under the plan on the first day of the month following the pay period from which an allotment has been taken.