About Us Image

You pay 100% of the premiums for your FEGLI Option B coverage. Unlike your Basic Life coverage which offers a level premium for all employees; Option B charges based on your age and the premiums increase every 5 years. Since Option B provides the most life insurance coverage under FEGLI it's the most expensive.

FEGLI charges the same rates regardless of whether or not you smoke, your overall health or if you are a male or female. If you don’t smoke and are reasonably healthy or if you are a female you may be overpaying for your Option B coverage.

BBB logo
Q: Can I change or cancel the plan?
Yes, each year during our open enrollment season you can make changes to the plan and you can cancel at any time.

If you enrolled in the FedAdvantage supplemental disability programs prior to 1/1/2014, please contact our Customer Service center for your specific plan change options.