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Medical problems contributed to 62% of all personal bankruptcies filed in the U.S. in 2007- an estimate of over 500,000. This is a 50% increase over results from a similar 2001 study.
Council for Disability Awareness - 2010
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Q: Will my premiums increase with age?

Yes,  our program is an age-banded group contract.

Regular Employees age-bands: Under 35, 35-44, 45-49, 50-54, 55-59, and 60 & over.

Special Groups Employees age bands:  Under 35, 35-44, 45-49, 50-54, and 55-57).
(Special groups employees are law enforcement officers, firefighters, and air traffic controllers covered under the special groups retirement provision.)