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Almost two-thirds of wage earners believe they have a 2% or less chance of being disabled for 3 months or more during their working career, but the actual odds for a worker entering the workforce today are about 25%.

 

Social Security Admin, Fact Sheet 2/7/2013
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Q: Will my premiums increase with age?

Yes,  our program is an age-banded group contract.

Regular Employees age-bands: Under 35, 35-44, 45-49, 50-54, 55-59, and 60 & over.

Special Groups Employees age bands:  Under 35, 35-44, 45-49, 50-54, and 55-57).
(Special groups employees are law enforcement officers, firefighters, and air traffic controllers covered under the special groups retirement provision.)