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You pay 100% of the premiums for your FEGLI Option B coverage. Unlike your Basic Life coverage which offers a level premium for all employees; Option B charges based on your age and the premiums increase every 5 years. Since Option B provides the most life insurance coverage under FEGLI it's the most expensive.

FEGLI charges the same rates regardless of whether or not you smoke, your overall health or if you are a male or female. If you don’t smoke and are reasonably healthy or if you are a female you may be overpaying for your Option B coverage.

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Q: How do I enroll?

You need to complete an enrollment form and submit it to our service center.  You can enroll on-line or complete the form and return it (fax, mail, or e-mail) to our service center. We’ll process the form (1 – 2 business days) and mail you instructions for setting up your payroll deduction. Our contact information is:

FedAdvantage Service Center
P.O. Box 191029
Dallas, TX 75219-1029

Fax: 214-252- 0312
Contact Us: Service Center Contact Form