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Each year, Americans make 40.2 million injury-related visits to the emergency room. And many of those result from the 200,000 playground injuries that occur on average. 

“FastStats: Emergency Department Visits.” CDC.gov. CDC, April 2015. Web.

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Q: Why do I need supplemental disability insurance?

Having a comprehensive disability program is essential for all working employees, and federal employees are no different. While you do have leave and disability retirement, these programs work as a base; but they can fall well short of what you may need if you were to suffer a prolonged disability.