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High Deductible Health Plans and traditional medical insurance may not cover all of the expenses related to the treatment and recovery from a major illness.

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Q: How long are benefits paid?
Benefits under our program will be paid out for as long as you are disabled under the program or until you reach the following maximum benefit periods:

Long Term disability (LTD):  To age 65, reduced benefit period applies for disabilities occurring after age 60. Please see the plans group certificate for more details.


If you enrolled in the FedAdvantage supplemental disability programs prior to 1/1/2014, please Contact Us.