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Medical problems contributed to 62% of all personal bankruptcies filed in the U.S. in 2007- an estimate of over 500,000. This is a 50% increase over results from a similar 2001 study.
Council for Disability Awareness - 2010
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Q: How does it work?
Our program is designed to fill in the gaps with your federal programs; it does not replace any of your current benefits.

Long Term Disability (LTD):
  • Bridges your income from when your leave stops or runs out and until you are ready to return to work.
  • Supplements your income from disability retirement and increases your take home pay.
  • Assists disabled employees in getting back on their feet and back to work through vocational and rehabilitative training.
  • Four (4) Option plans to select from that best fit your needs:
    • Basic
    • Premium - 30
    • Premium - 180
    • Premium Plus