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High Deductible Health Plans and traditional medical insurance may not cover all of the expenses related to the treatment and recovery from a major illness.

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Who Needs Insurance?

People buy insurance for a variety of reasons and with the intent to protect us financially if we suffer an unexpected loss. We purchase insurance to transfer a specific risk and the financial cost associated with that risk to someone else.  Different stages of your life will require different insurance needs, so it is important to periodically review your needs and policies to insure you still have the correct insurance policies to fit your lifestyle.