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Regardless of your age when you retire, the retiree life benefits under FEGLI don’t start until you reach age 65. Retiree life options under FEGLI allow for employees to gradually reduce their insurance while discontinuing their premiums. If you retire from federal service prior to age 65, you will continue to pay your FEGLI premiums at the same rates as an active employee.
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Who is the insurance carrier?

The Hartford is one of the leading providers of critical illness and accident and has been recognized for our financial stability and integrity for over 50 years in the group benefits business. Critical Illness is available to help employees and their families prepare for life altering, often unexpected, illnesses by offering ancillary benefits after a positive diagnosis. Our coverage helps provide financial support during these critical periods while helping to encourage continued health by providing a benefit towards wellness screenings. Our accident coverage offers flexible scheduled benefits for everyday emergencies and injuries, as well as catastrophic injuries and death.