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You pay 100% of the premiums for your FEGLI Option B coverage. Unlike your Basic Life coverage which offers a level premium for all employees; Option B charges based on your age and the premiums increase every 5 years. Since Option B provides the most life insurance coverage under FEGLI it's the most expensive.

FEGLI charges the same rates regardless of whether or not you smoke, your overall health or if you are a male or female. If you don’t smoke and are reasonably healthy or if you are a female you may be overpaying for your Option B coverage.

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Q: What is Workplace Possibilities?

Workplace Possibilites

We offer a Dedicated Work Place Possibilities Consultant for all FedAdvantage enrolled members for return to work and stay at work services. Services include:

  • Consulting on accommodations to facilitate members staying on the job or returning to work after a disability
  • Researching and recommending devices that adapt to member’s needs
  • Identifying light-duty jobs members can do while they recover
  • Helping the member connect with other programs FedAdvantage offers that can assist in recovery (such as EAP)

Learn more about Workplace Possibilities - View our FAQs and Plan Information