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Almost two-thirds of wage earners believe they have a 2% or less chance of being disabled for 3 months or more during their working career, but the actual odds for a worker entering the workforce today are about 25%.

 

Social Security Admin, Fact Sheet 2/7/2013
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Q: Who can enroll in FedAdvantage's Accident insurance?

You’re eligible if you’re a full-time federal employee working 20 hours per week.

You can enroll in employee-only coverage, employee & spouse coverage, employee and children coverage, or family coverage.