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Almost two-thirds of wage earners believe they have a 2% or less chance of being disabled for 3 months or more during their working career, but the actual odds for a worker entering the workforce today are about 25%.


Social Security Admin, Fact Sheet 2/7/2013
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Q: As a Federal Employee, why do I need FedAdvantage's Accident Insurance?

Accident insurance can help relieve the financial impact of a covered accident. You can use the direct payment(s) in any way you choose including:

  • Deductibles and co-insurance
  • Everyday living expenses like bills, groceries, and rent/mortgage

Your health insurance may pick up most of the tab, but leave you with out-of-pocket expenses that add up quickly. 

When combined with other coverages, such as disability insurance, Accident insurance can help ease the unplanned financial burden of a serious injury. 

With Accident insurance, you’ll receive cash benefit(s) for a covered injury and related services. You can use the payment(s) in any way you choose – from expenses not covered by your medical plan to day-to-day costs of living such as the mortgage or your utility bills.