As a Federal Employee, why do I need Accident Insurance?
Federal Employees have access to a really good medical insurance options within their FEHB program, however, no single medical plan covers everything at 100%. As a result budgeting for out of pocket costs for medical services is easier when the procedure is planned than when its not. When a person suffers an unexpected accident, often times expenses come up that they haven’t planned for and sometimes these expenses aren’t reimbursable by medical insurance. You need Accident insurance to provide lump sum cash benefits to use how you want and to pay the expenses you have.