About Us Image

Each year, Americans make 40.2 million injury-related visits to the emergency room. And many of those result from the 200,000 playground injuries that occur on average. 

“FastStats: Emergency Department Visits.” CDC.gov. CDC, April 2015. Web.

BBB logo
Q: How does Accident Insurance coverage work?

Accident insurance can be an important coverage in addition to both medical and disability benefits. 

This plan pays IN ADDITION to your medical insurance.  So, even though you may have health insurance that provides you insurance protection for accidents – this pays YOU directly and regardless of what the health insurance pays.  It is specifically designed to provide you financial means to help you cover costs associated with the unplanned out of pocket expenses associated with having an accident.

The plan helps cover costs such as deductibles, emergency room visits, diagnostic tests such as MRI and Cat Scans, X-rays, Crutches and more. These payments can really go a long way towards offsetting your deductible and co-insurance and could provide you an additional financial safety net when you need it the most.