Is there a Critical Illness insurance guarantee?

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Regardless of your age when you retire, the retiree life benefits under FEGLI don’t start until you reach age 65. Retiree life options under FEGLI allow for employees to gradually reduce their insurance while discontinuing their premiums. If you retire from federal service prior to age 65, you will continue to pay your FEGLI premiums at the same rates as an active employee.

Q: Is there a Critical Illness insurance guarantee?

For Federal Employees, this coverage is guaranteed issue, which means you will not be denied enrollment in the plan.

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