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Each year, Americans make 40.2 million injury-related visits to the emergency room. And many of those result from the 200,000 playground injuries that occur on average. 

“FastStats: Emergency Department Visits.” CDC.gov. CDC, April 2015. Web.

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Q: How much Critical Illness coverage am I able to purchase?

First decide who do I want to cover? Just myself, myself and my spouse, myself and my children, or my entire family? 

You do NOT need to cover the same dependents you cover under your medical plan. 

There are three levels of coverage available to Federal Employees:

  • Employee: $10,000; $20,000; or $30,000
  • Spouse: same level as Employee
  • Dependent children: $5,000 with any selected coverage amount.