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Regardless of your age when you retire, the retiree life benefits under FEGLI don’t start until you reach age 65. Retiree life options under FEGLI allow for employees to gradually reduce their insurance while discontinuing their premiums. If you retire from federal service prior to age 65, you will continue to pay your FEGLI premiums at the same rates as an active employee.
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Q: How do I submit a claim?

In order to receive benefits under our program you need to complete a claim form, attach a copy of the itemized bill from your medical provider as well as a copy of Explanation of Benefits (EOB) from your health insurance provider.