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Even if you have a High Deductible Health Plan, or traditional medical insurance, you may not be covered for all of the expenses related to the treatment and recovery from a major illness. Combined with Accident or Disability insurance, Critical Illness insurance can help ensure you’ll be better prepared to cover out-of-pocket expenses in the event of a serious illness. 

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Q: Will my premiums increase with age after my initial enrollment?
No! The monthly premiums are age-banded. However, once you are enrolled in the Plan, your premiums will remain the same and do not increase with age. The age bands for initial enrollment are: Under 40, 40-49, and 50+.