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Regardless of your age when you retire, the retiree life benefits under FEGLI don’t start until you reach age 65. Retiree life options under FEGLI allow for employees to gradually reduce their insurance while discontinuing their premiums. If you retire from federal service prior to age 65, you will continue to pay your FEGLI premiums at the same rates as an active employee.
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Overview

As a federal employee, you have access to several benefit programs through your employer. Yet with all these programs you may be paying more for your benefits than you realize. If you think about it, over your working career, you will spend tens of thousands of dollars contributing towards your benefits. We called this the federal benefits cost share.

In addition to having to pay a large portion of your premiums, the benefits you receive do not cover everything. Like with most employer sponsored benefit programs, these benefits provide a base level of coverage, and with each you have gaps in your benefits.

FedAdvantage strives to inform and educate you on your benefit offerings and to offer real solutions to problems you and your family face. By offering alternative and supplemental insurance products, we can provide you better alternatives designed to fill gaps in your benefits and save you money.

Find out more, with our Complimentary Services