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You pay 100% of the premiums for your FEGLI Option B coverage. Unlike your Basic Life coverage which offers a level premium for all employees; Option B charges based on your age and the premiums increase every 5 years. Since Option B provides the most life insurance coverage under FEGLI it's the most expensive.

FEGLI charges the same rates regardless of whether or not you smoke, your overall health or if you are a male or female. If you don’t smoke and are reasonably healthy or if you are a female you may be overpaying for your Option B coverage.

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Protection from the Unexpected.

We all want to do the right thing for ourselves, our families and our future. Sometimes, you don't have all the necessary tools to make that happen.  That's where we come in. At FedAdvantage our mission is to educate federal employees on their benefits and to provide comprehensive insurance programs designed to "fill the gaps” in your benefits. Our products are comprehensive, affordable and easy to access; but more importantly they can make the difference between a secure future and a risky one.