Q: Who is eligible to enroll?
The Medical Expense Insurance plan is open to...Q: When does the coverage become effective?
You become eligible for benefits under the plan on the...Q: When I retire, can I keep it?
Yes, the Medical Expense Insurance plan is available to...Q: How does it work?
A medical expense insurance policy is designed as a ...Q: Will it work with all health options?
Yes, regardless of the health plan you choose...Q: Why do I need Supplemental Inpatient Medical Expense Insurance?
This program can substantially reduce your inpatient out-of-pocket costs and...Q: Can I still contribute to my Flexible Spending Account?
Yes, enrolling on the medical expense insurance...Q: How do I enroll?
Enrollment is a breeze, simply follow these easy steps...Q: Do I have to take a physical?
No, a physical exam or evidence of health is not ...Q: What are the exclusions and limitations?
For an expense to be eligible under the medical expense insurance...Q: When can I cancel the plan?
You may cancel the plan at anytime....Q: What gaps does it fill?
A medical expense insurance policy is designed as a companion...Q: What are some basic plan benefits of the inpatient medical expense insurance program?
This benefit is designed to offset the cost you incur as an ...Q: Do you have any examples of how the inpatient medical expense insurance benefits might apply?
Here is an example of Inpatient Medical Expense Insurance benefits...Q: How do I pay for the plan?
Premiums are paid bi-weekly from your paycheck through salary allotment. Monthly-paid employees and Retirees would pay monthly. All premiums are paid after-tax....Q: Will my premiums increase with age after my initial enrollment?
No! The monthly premiums are age-banded. However, ...Q: How do I submit a claim?
In order to receive benefits under our program you need to...