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You pay 100% of the premiums for your FEGLI Option B coverage. Unlike your Basic Life coverage which offers a level premium for all employees; Option B charges based on your age and the premiums increase every 5 years. Since Option B provides the most life insurance coverage under FEGLI it's the most expensive.

FEGLI charges the same rates regardless of whether or not you smoke, your overall health or if you are a male or female. If you don’t smoke and are reasonably healthy or if you are a female you may be overpaying for your Option B coverage.

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General *
Disability Insurance *
Accident Insurance *
Q: What is FedAdvantage's Accident Insurance?
Accident Insurance for Federal Employees provides cash benefit(s) for a covered injury, related services and treatments...
Q: How does Accident Insurance coverage work?
Federal Employees receive a direct payment for a covered injury and related services....
Q: As a Federal Employee, why do I need FedAdvantage's Accident Insurance?
Accident insurance can help relieve the financial impact of a covered accident. You can use the direct payment(s) in any way you choose...
Q: Who can enroll in FedAdvantage's Accident insurance?
You’re eligible if you’re a full-time federal employee working 20 hours per week....
Q: Am I guaranteed to be enrolled in FedAdvantage's Accident insurance?
This coverage is guaranteed issue for Federal Employees. So, if you enroll, you are automatically issued coverage....
Q: Can I take the coverage if I leave my job?
The Accident insurance coverage you enrolled under as a Federal Employee is portable....
Q: Can I see an example of how my Accident insurance benefits might work?
See an example of how Accident insurance works in this benefit example....
Critical Illness Insurance *
Medical Indemnity Insurance *
Claim Forms *

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