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Regardless of your age when you retire, the retiree life benefits under FEGLI don’t start until you reach age 65. Retiree life options under FEGLI allow for employees to gradually reduce their insurance while discontinuing their premiums. If you retire from federal service prior to age 65, you will continue to pay your FEGLI premiums at the same rates as an active employee.
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Q: Will it work with all health options?

Yes, regardless of the health plan you choose for you and your family, our inpatient medical expense insurance program will help reduce inpatient out-of-pocket expenses.