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Law Enforcement Officers (LEO), Air Traffic Controllers, and Fire Fighters covered under the Special Groups Retirement System with less than 20 years of service credit under the Special Groups Retirement will revert back to a regular employee retirement under FERS, if they become disabled and qualify for disability retirement under FERS.

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Q: Will my premiums increase with age?

Yes,  our program is an age-banded group contract.

Regular Employees age-bands: Under 35, 35-44, 45-49, 50-54, 55-59, and 60 & over.

Special Groups Employees age bands:  Under 35, 35-44, 45-49, 50-54, and 55-57).
(Special groups employees are law enforcement officers, firefighters, and air traffic controllers covered under the special groups retirement provision.)