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Even if you have a High Deductible Health Plan, or traditional medical insurance, you may not be covered for all of the expenses related to the treatment and recovery from a major illness. Combined with Accident or Disability insurance, Critical Illness insurance can help ensure you’ll be better prepared to cover out-of-pocket expenses in the event of a serious illness. 

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Q: Will my premiums increase with age?

Yes,  our program is an age-banded group contract.

Regular Employees age-bands: Under 35, 35-44, 45-49, 50-54, 55-59, and 60 & over.

Special Groups Employees age bands:  Under 35, 35-44, 45-49, 50-54, and 55-57).
(Special groups employees are law enforcement officers, firefighters, and air traffic controllers covered under the special groups retirement provision.)