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Law Enforcement Officers (LEO), Air Traffic Controllers, and Fire Fighters covered under the Special Groups Retirement System with less than 20 years of service credit under the Special Groups Retirement will revert back to a regular employee retirement under FERS, if they become disabled and qualify for disability retirement under FERS.

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Q: Who Needs Insurance?

People need insurance for a variety of reasons. In some cases insurance is required; however, there are policies that, though not mandatory to have, do give you necessary protections should you suffer a financial loss. Different stages of your life will require different insurance needs, so it is important to review your policies at least once a year to make sure you have the best policy to fit your lifestyle.