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High Deductible Health Plans and traditional medical insurance may not cover all of the expenses related to the treatment and recovery from a major illness.

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Q: Am I guaranteed to be enrolled in FedAdvantage's Accident insurance?

This coverage is guaranteed issue.  So, if you enroll, you are automatically issued coverage.  However, if you or one of your covered family members already had an accident prior to effective date, no benefits will be provided for follow-up expenses from that accident.  But – any NEW accident – that occurs on or after the effective date WILL be covered.