Q: As a Federal Employee, why do I need FedAdvantage's Accident Insurance?
Accident insurance can help relieve the financial impact of a covered accident. You can use the direct payment(s) in any way you choose including:
- Deductibles and co-insurance
- Everyday living expenses like bills, groceries, and rent/mortgage
Your health insurance may pick up most of the tab, but leave you with out-of-pocket expenses that add up quickly.
When combined with other coverages, such as disability insurance, Accident insurance can help ease the unplanned financial burden of a serious injury.
With Accident insurance, you’ll receive cash benefit(s) for a covered injury and related services. You can use the payment(s) in any way you choose – from expenses not covered by your medical plan to day-to-day costs of living such as the mortgage or your utility bills.