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Even if you have a High Deductible Health Plan, or traditional medical insurance, you may not be covered for all of the expenses related to the treatment and recovery from a major illness. Combined with Accident or Disability insurance, Critical Illness insurance can help ensure you’ll be better prepared to cover out-of-pocket expenses in the event of a serious illness. 

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Q: Is there a Critical Illness insurance guarantee?

For Federal Employees, this coverage is guaranteed issue, which means you will not be denied enrollment in the plan.