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Almost two-thirds of wage earners believe they have a 2% or less chance of being disabled for 3 months or more during their working career, but the actual odds for a worker entering the workforce today are about 25%.

 

Social Security Admin, Fact Sheet 2/7/2013
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Q: Why do I need Critical Illness Insurance?

Critical Illness insurance can help relieve the financial impact of an illness. You can use the payment in any way you choose including:

  • Deductibles and co-insurance
  • Everyday living expenses like bills, groceries, and rent/mortgage
  • Recovery and rehabilitation
  • Child care or caregiver expenses
  • Travel expenses to and from treatment center