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Regardless of your age when you retire, the retiree life benefits under FEGLI don’t start until you reach age 65. Retiree life options under FEGLI allow for employees to gradually reduce their insurance while discontinuing their premiums. If you retire from federal service prior to age 65, you will continue to pay your FEGLI premiums at the same rates as an active employee.
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Q: Why do I need Critical Illness Insurance?

Critical Illness insurance can help relieve the financial impact of an illness. You can use the payment in any way you choose including:

  • Deductibles and co-insurance
  • Everyday living expenses like bills, groceries, and rent/mortgage
  • Recovery and rehabilitation
  • Child care or caregiver expenses
  • Travel expenses to and from treatment center