Q: What are some basic plan benefits of the inpatient medical expense insurance program?
This benefit is designed to offset the cost you incur as an inpatient in the hospital when your health plan applies such expenses to your deductible or coinsurance. Coverage includes inpatient hospital stays, inpatient surgeries, and physician’s in-hospital charges. Also includes coverage for emergency room treatment if the ER treatment results in a hospital admission.
Routine newborn nursery care and well-baby care is not a covered expense.