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You pay 100% of the premiums for your FEGLI Option B coverage. Unlike your Basic Life coverage which offers a level premium for all employees; Option B charges based on your age and the premiums increase every 5 years. Since Option B provides the most life insurance coverage under FEGLI it's the most expensive.

FEGLI charges the same rates regardless of whether or not you smoke, your overall health or if you are a male or female. If you don’t smoke and are reasonably healthy or if you are a female you may be overpaying for your Option B coverage.

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Human Resources Overview
FedAdvantage works with Human Resources and Training Specialists to offer your employees educational programs intended to inform federal employees’ on their employer sponsored benefits as well as financial & retirement related matters, and to offer comprehensive insurance programs designed to "fill the gaps”  in their benefits.

Our commitment to you is to provide the highest quality of products and services available to federal employees and to work tirelessly to support your employees who have put their trust in us. Let us become your partner in providing your employees the answers you are not allowed to give and help make your life easier. 

Our success is due to the professional relationships we’ve developed with Human Resource & Training Specialists all across the country. If you’re looking to provide educational seminars for your employees, looking for participants at your next health fair, or just have questions, FedAdvantage is here to help you.

Even though FedAdvantage’s insurance programs are NOT sponsored by the federal government; they are sponsored and endorsed by government sanctioned employee associations who are able to offer programs to federal employees. 


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